The Crazy Hat Box

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The Savings Addict Part 3

on June 24, 2014
This is the final post in this 3 part series by Jennifer.  For her bio and to see the previous posts:
Click here for part 1
Click here for part 2

The Cherry On Top

Well, by now hopefully you are saving at least a few bucks but clipping aside, here are a few more ways!    Just to review where to start, first, pay attention to your most frequently purchased goods so that you can stock pile, watch the sales via the ads on Wednesdays and Sundays, and clip those coupons in Sunday papers or from online sources.    Here’s a great way to just add a little extra or a lot, depending on how you commit to it.  Apps and loyalty cards.   Beautiful things.  My mother never had these amazing little money savers when I was a wee girl.  I have a HyVee Fuel Saver card, a Chopper Shopper card, a CVS Extra Care card, a Walgreens Balanced Rewards card, a Hen House Rewards card.  I even have a Lamar’s donut card because I have a donut addiction.  If you use it, find a way to save while using it.  They are loyalty cards afterall, and if they want to pay for loyalty, let them.   These might get you a discount on products in store, or fuel, or even give you cash back for future use in the store.  Now that you’ve signed up for these plastic wonders there are some apps you should know about.

SavingStar.com

You clip coupons via the app or online and it tracks your purchases by your loyalty cards.  You enter those in when you set up your account.  You can get your coupon savings back via your back account, PayPal or gift cards from various retailers.  I had this before I finally jumped on board the the smart phone train.

Ibotta

You take surveys, post on Facebook, or watch a video to earn a certain amount of money.  You do need a smart phone or tablet for this.  You buy the product, scan the UPC, then take a picture of the receipt and viola, the money is yours.  They have bonuses for completing certain tasks which earn you extra money.  They also can be used at restaurants, online retailers, pet stores, home improvement stores, health and beauty retailers, and movies.  In less than a year its given me back $160.  You get your rebates back via PayPal, Venmo (like PayPal) or giftcards.  For me that was about $20 a month.

Shopmium

This app lets you upload the receipt for certain products and then once confirmed the rebate is put directly into your PayPal account.

Shopkick

This you don’t even have to buy anything.  You earn kicks for walking into stores with app open and for scanning products.  However if you want to enter your credit card info, they will give you more kicks as you buy certain items within these retailers.  You can buy gift cards with these kicks and if you just save them up over time maybe that can help with a big purchase.

Checkout 51

This app lets you upload the receipt for certain products and then once confirmed the rebate is added to your account.  When you reach $20 you can cash out and they will send you a check in the mail.  It changes every Wednesday and occasionally has a bonus way to earn extra.

Cartwheel

This is a Target exclusive but my favorite.  This one can be used simultaneously with Target coupons and manufacturer coupons.  This is a flat percentage off of items.  It can be anything from groceries to toys to clothing and more.  You don’t actually need the app but can sign up on Target’s website for it and select the items you’d like to save on then print out the barcode before going to the store.  Sometimes it just saves a buck or two and other times it saves way way more!  I’ve been using it since May 2013, so a little over a year, and have saved $468.  You can only use it in store but it is a gold mine.  The more you use it the more slots for savings you get.  I have 23 slots to fill and I can move things off if I want something else more.  There are limitations.  You can only buy four of each type of Cartwheel item and only use it once a day.
Little by little you will see the savings add up.  Then you can feel less of the squeeze each month or save for that special vacation or splurge or maybe just that rainy day.  However, you choose to use your savings, enjoy!  And remember, there are savings everywhere, you just have to look!

 

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